![Open a Free Checking Account | Bethpage FCU (1) Open a Free Checking Account | Bethpage FCU (1)](https://i0.wp.com/www.bethpagefcu.com/wp-content/uploads/2023/01/checking-hero-bg.jpg)
No minimum balance. No maintenance fees.
Open a Free Checking Account
Bethpage Free Checking Account mobile features
We've made mobile banking convenient and easy.
Link to your digital wallet
Secure login with face or touch ID
Receive notifications and alerts
Send money to friends and family with Zelle®[2]
Explore budget tools
Utilize mobile check deposit
Today's Checking Account rates
Earn 0.40% APY [3] with required activities.
No minimum balance required.
And, no service or maintenance fees either!
See how Bethpage's rates stack up against the big banks.
Bethpage Free Checking
0.40%APY
Capital One 360
0.10%APY
Ally Bank
0.25%APY
National Average
0.05%APY
The displayed APY rates and the national average are reported by Datatrac and are accurate as of 6/20/2022.
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Bank at your convenience
Fee-Free ATM Network [1]
Shared branch network
Access your Bethpage account – anytime, anywhere.
At Bethpage, we offer a variety of ways you can bank through in-person and digital services. Access your accounts 24/7 in a way that is secure, fast, and easy through Digital Banking. Connect with a Bethpage representative on your time with scheduled appointments in-person, on the phone, or over video.
You shouldn’t have to pay to access your own money.
Through the CO-OP ATM Network, you will have access to more than 30,000 fee-free ATMs nationwide.
Find nearest ATM
Because banking should be convenient.
Bethpage participates in the CO-OP Shared Branch Network, which allows you to perform basic transactions at over 5,000 Shared Branch locations. Whether you are at work, home, or your favorite travel destination, Bethpage is always nearby.
Find your nearest Shared Branch location
How to open a Bethpage Free
Checking Account online.
Tell us
about yourself
Our secure online application takes about 5 minutes to fill out and you’ll find out right away if your account was approved.
01
Activate
your account
Once your information is verified, your account will be activated right away.
New members will be asked to deposit $5 to open a Bethpage Savings Account.
02
Download the Bethpage App
Start banking as soon as your Checking account is confirmed.
Download the Bethpage App and access your accounts on-the-go.
03
Open a Free Checking Account
Bethpage reviews
We love hearing from our members!
4.8
App Store Rating
5.0
2022 Bankrate Rating
I decided to switch to Bethpage Federal Credit Union because of the outrageous fees my previous bank was charging for a simple checking account. I am so happy I switched.
Christina C
Member
I was reluctant at first, but I quickly realized that this credit union actually cared about customers.
Lawton
Member
About ten years ago I opened an account with Bethpage FCU and it was easily one of the best decisions I have made.
Tony F
Member
I decided to switch to Bethpage Federal Credit Union because of the outrageous fees my previous bank was charging for a simple checking account. I am so happy I switched.
Matthew G.
Member & Associate
Have questions about
a Bethpage Free Checking Account?
Get answers in our FAQs below.
To complete an application, you’ll need a photo ID such as a driver’s license, state identification card or passport. You will also need your Social Security Number and a mobile device.
If you are applying for a joint application, you will need the other party’s identification, too.
Must be a US citizen or permanent resident alien.
If you are currently not a Bethpage member, you will need to establish membership with Bethpage by opening and depositing $5.00 into a Savings Account.
Depositing a check is simple and can be done:
- At a Bethpage Federal Credit Union ATM
- At your local Bethpage Federal Credit Union branch
- Using the Check Deposit feature through the Bethpage mobile app or online banking
- CO-OP Shared Branch location.
We want you to make the most out of your “Free Checking” account.
To earn interest, each month, you’ll need to:
- Receive a Direct Deposit into your Bethpage checking account
- Make 10 point-of-sale debit purchases using your Bethpage Debit Card
- Enroll in online banking with eStatements
These transactions need to post to the Free Checking account by the end of the month.
If all the requirements are not met in any given month, then the Free Checking account will not earn dividends for that month.
A CO-OP Shared Branch is a Bethpage or other credit union branch that participates in the CO-OP Shared Branch network that allows members to walk into a credit union location that displays the CO-OP logo. At these designated locations you will be able to deposit or cash checks, make a withdrawal or make a loan payment.
CO-OP Shared Branches give members thousands of convenient locations to perform basic transactions. Whether you are at work, home, or your favorite travel destination, you will have the ability to get the service you need.
To find your nearest CO-OP Shared Branches, use our branch locator.
The National Credit Union Administration is the independent federal agency created by the United States Congress to regulate, charter, and supervise federal credit unions.
The NCUA operates the National Credit Union Share Insurance Fund (NCUSIF) to protect accounts at federally insured credit unions (like Bethpage) for up to $250,000. The NCUA’s share insurance coverage is similar to the deposit insurance coverage offered by the Federal Deposit Insurance Corporation (FDIC), which insures bank deposits.
For more details and to learn more about NCUA share insurance visit www.ncua.gov
[1] Surcharge-free ATMs through the CO-OP ATM Network must show CO-OP ATM logo. ATM transactions performed at ATMs outside of the CO-OP ATM Network may be subject to the ATM owner’s fee. Please visit our online ATM Locator for a list of surcharge-free ATMs.
[2] Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
Apple, the Apple logo, Apple Pay, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc., registered in the U.S. and other countries.Android, Google Play, and the Google Play logo are trademarks of Google Inc.
Experience a quicker, safer way to pay for everyday purchases with a checking account from Bethpage.
Learn More
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