What is a personal finance blog?
Whether you're a financial expert or just passionate about personal finance, a finance blog allows you to connect with readers looking to improve their financial well-being. You can discuss budgeting, saving, investing and more—all while making complex financial concepts easy to understand.
Most personal finance bloggers make money through affiliate commissions and advertising fees. Both of these monetization methods pay out one or two months after the fees have been generated.
Personal finance encompasses the whole universe of managing individual and family finances, taking responsibility for your current and future financial situation, and setting financial goals. It also includes handling individual financial tasks and saving for emergencies.
- You Can Write About Banking. ...
- You Can Write About Budgeting. ...
- You Can Write About Debt. ...
- You Can Write About Buying a Home. ...
- You Can Write About Investing. ...
- You Can Write About Making Money. ...
- You Can Write About Retirement. ...
- You Can Write About Student Loans.
Finance blogs offer personal finance, investing, and money management advice and insights. These blogs earn money primarily through affiliate marketing, offering financial products, sponsored posts, and, at times, subscription-based models for exclusive content.
- Choose the right template. The template you choose should make it easy to define the purpose of your blog. ...
- Develop your brand's personal blog site. ...
- Choose a hosting site and come up with a domain name. ...
- Create a content calendar. ...
- Build an email list. ...
- Optimize your content for SEO.
If you can start a blog in a niche that you're obsessively passionate about, one that isn't too saturated, where you can build a decent audience, then you can make a cool $1000 per month, or more, from blogging. Especially as a freelancer!
While the amount of money that bloggers can make varies widely depending on the niche, industry, and quality of the website, bloggers with 1,000 views usually make an RPM of $20-35 on average.
#1 Don't Spend More Than You Make
When your bank balance is looking healthy after payday, it's easy to overspend and not be as careful. However, there are several issues at play that result in people relying on borrowing money, racking up debt and living way beyond their means.
There's plenty to learn about personal financial topics, but breaking them down can help simplify things. To start expanding your financial literacy, consider these five areas: budgeting, building and improving credit, saving, borrowing and repaying debt, and investing.
What are the 5 main areas of personal finance?
The core areas of managing personal finance include income, spending, savings, investments, and protection. Smart personal finance involves developing strategies that include budgeting, creating an emergency fund, paying off debt, using credit cards wisely, saving for retirement, and much more.
Personal financial advisors assess the financial needs of individuals and help them with decisions on investments (such as stocks and bonds), tax laws, and insurance. Advisors help clients plan for short- and long-term goals, such as budgeting for education expenses and saving for retirement through investments.
![What is a personal finance blog? (2024)](https://i.ytimg.com/vi/71Zgizx7SSE/hq720.jpg?sqp=-oaymwEcCNAFEJQDSFXyq4qpAw4IARUAAIhCGAFwAcABBg==&rs=AOn4CLAQ4uAN86Zyi8SeY2zZslM9Q3BBdg)
It's an intentional focus on a specific area or type of client that you are uniquely qualified to serve. This might be based on a demographic, a type of profession, a life circ*mstance, a business industry, or even a particular financial service. The benefits of carving out a niche are plentiful.
- Publish Long-Form Blog Posts.
- Write About Trending Topics.
- Use Long Blog Post Headlines.
- Comment on Related Blogs.
- Repurpose Content For Different Platforms.
- Promote New Content In Email Newsletters.
- Guest Blog On Legit Blogs In Your Niche.
- Optimize Your Blog Posts For SEO.
While it's not easy to make money from blogging, it's possible. There are a number of ways to monetize your blog, such as through advertising, affiliate marketing, and selling products or services. Build your brand.
Generally, bloggers should expect to make between $0 – $5,000 per month from advertising, affiliate deals, sponsored posts, and other income sources. A successful blog with high traffic could potentially earn upwards of $50,000 or more each month.
- Fashion and Beauty Blogs. Fashion and Beauty Blogs never cease to adore their viewers! ...
- Travel Blogs. ...
- Food and Recipe Blogs. ...
- Lifestyle and Personal Blogs. ...
- Health and Wellness Blogs. ...
- Technology Blogs. ...
- Parenting and Family Blogs. ...
- DIY and Crafts Blogs.
Even if you have no technical experience with websites, starting a blog has become so much easier in 2024. This guide was created with ease of use in mind, and I'll walk you through every step of the way, so that you're able to learn how to create a blog (very easily) today.
Free blogging platforms such as WordPress.com, Blogger, and Wix offer basic features and functionality to get you started with your blog. They're easy to use, even for those without technical skills, and they often provide pre-made templates and designs to help you get your blog up and running quickly.
- WordPress.org (Powerful & Flexible): ...
- Blogger (Beginner-Friendly & Easy to Use): ...
- Wix (Drag-and-Drop Delight): ...
- Medium (Community-Driven & Focused): ...
- Squarespace (Stylish & Design-Centric):
Which blog site pays the most?
- 1 WordPress.org. Best For: An all-round blogging platform capable of adapting to the needs of your business. ...
- 2 Medium. Best For: A simple introduction to blogging with (limited) options for making money online. ...
- 3 WordPress.com. ...
- 4 SquareSpace. ...
- 5 Ghost. ...
- 6 Wix. ...
- 7 Blogger. ...
- 8 HubPages.
- Digital marketing.
- Tech and AI.
- Blogging and making money online.
- Health and fitness.
- Personal finance and investing.
- Recipes and food.
- Personal development and self-care.
Bloggers who sell digital items like online courses or guides often earn up to $10,000 per month or more. Affiliate marketing is an additional opportunity for a blogger to supplement their income. Christine Wang from TheSkiGirl.com, for example, currently earns six figures each month from affiliate marketing.
- Travel. As a travel blogger, you can share stories of your own travel adventures, offer insider travel tips, or provide recommendations and guides for travel destinations. ...
- Finance. ...
- Food and Cooking. ...
- Health and Wellness. ...
- Parenting. ...
- The Environment and Sustainability. ...
- Home Improvement. ...
- Technology.
It's a question every blogger asks, and the answer is more complex than you might think. Earnings can vary from $0.5 to $2.5 per 1000 views, but several factors influence this, including your blog's niche, audience location, and ad technicalities.